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The Hearth


The Hearth Insurance Group is your resource for Florida Homeowners Quotes. Sales. Service.

Local: 954.703.5146 • Toll Free: 800.218.0250




Company Overview


The Hearth is a home insurance company with an A.M. Best rating of Excellent, the top ranking for insurers.

Policies are underwritten by State National Insurance Company, Inc., an A.M. Best rated admitted Insurance company. offers homeowners coverage through The Hearth, which is an affiliate of our top Auto Insurance Company, Windhaven Insurance.




Get a free, no obligation custom home insurance quote from

Call a licensed agent at 800.218.0250 or submit a quick online form.


History of The Hearth


The Hearth is fairly new to join the ranks of established home insurance carriers like Progressive and Travelers, and quickly gaining momentum as a credible and reliable coverage source. The company’s penchant for technology and cutting-edge developments are rooted in tradition, giving Florida homeowners true peace of mind.

By setting up technologically advanced systems, customers can rest assured that their information is protected and readily available, and that their claims will be processed in a timely manner. The company is founded on values that make it simple for homeowners to cover their needs, get in touch with a licensed insurance professional when needed, and access tools to manage coverage 24/7.

Providing insurance products that protect valuables and property with ease, The Hearth began selling products in Florida in 1990.

From their first policy written on a Miami condo, to more than $500M in premium, the Hearth is now #11 in direct written premium in the State of Florida, and staffs more than 700 employees.

It’s a company that started small, and will always treat its customers like a mom and pop insurance agency. At, we know the importance of this approach, as it is our very own.

Fostering customer relationships, informing people about their coverage and their options however is most helpful, proudly offers The Hearth in our menu of carriers.

It’s a natural fit for us, as The Hearth upholds a local, small business sensibility while serving the whole State.

The Team can certainly relate and is ready to answer your homeowners insurance questions.




Contact our Home Insurance Department at 800.218.0250 for a free, personalized Florida homeowners quote.





Important The Hearth Customer Information


Contact The Hearth Customer Service


Customer Service Phone: (833) 484-3432

Policy Information Email:

Pay Your The Hearth Home Insurance Bill

Payments Mailing Address

P.O. Box 832327
Richardson, TX 75083-2327


Report a Claim


Report a Claim by Phone: (833) 484-3432

Email The Hearth Claims Department:


Download The Hearth Mobile App


For Android: Google Play 

For iOS: App Store



The Hearth Product Brochure

The Hearth Florida HO3 and HO4 Home Insurance Policies (PDF)

Click to download or view the PDF outline of coverages from The Hearth Insurance Group in Florida.



Call 800.218.0250 to speak to a live agent now and get a home quote!