We represent top-rated carriers in North Carolina to bring you the most competitive rates. Whether you need state minimum coverage or full comprehensive protection, our local agents understand the specific insurance laws and requirements for North Carolina drivers.
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Often called “No-Fault” insurance. If you get hurt in an accident, this covers your medical bills and lost wages regardless of who caused the crash. It’s mandatory in Florida.
Pays for injuries to others when you are at fault in an accident. It also provides legal defense if you are sued. While optional for some in FL, it is highly recommended to protect your assets.
Collision: Pays to repair your car if you hit something.
Comprehensive: Pays for non-crash damage like theft, fire, flooding, or a falling tree branch.