Assurance America


Assurance America is pleased to announce that we are now working with another great auto insurance carrier, Assurance America! Their Florida products are cost effective and easy to understand.

Most importantly, Assurance America auto insurance plans provide sufficient coverage for a variety of drivers, including nonstandard!

That means if you have any driving offenses, SR-22, FR-44, DUI, or an imperfect credit score, you are still eligible to apply for a good car insurance policy. As with all auto insurance companies, Assurance America is rated well for financial strength.

Auto Insurance plans from Assurance America allow you to drive safely, maintain coverage, and improve those negative historical details whilst saving money! Sound appealing? We think so. Find out how much you can save by getting a free, no-obligation online quote.

Ask a licensed insurance agent about our Assurance America plans by calling 888.307.1907 now! Our amazing team is located in our Daytona, Fort Lauderdale, and Hollywood offices. Don’t hesitate to contact us by phone or email anytime.

Unlike many other agencies or quotation websites, is staffed with real people who have worked hard to learn the Florida car insurance market. Our licensed agents have the expertise to help you find what you need – and fast!



Company History


Assurance America Insurance Company is an Atlanta, Georgia-based company. Established in 1998, Assurance America is dedicated to  offering premier quality customer service, helping the community, and offering reliable insurance coverage options.

The company consists of AssuranceAmerica Insurance Company and AssuranceAmerica Managing General Agency. They offer insurance management services and wholesale insurance services through and more than 2,600 independent insurance agents.

In addition to Florida, Assurance America offers coverage in more than 20 U.S. states. Auto Insurance plans are sold in ten States: Alabama, Arizona, Florida, Georgia, Indiana, Missouri, Nebraska, South Carolina, Texas and Virginia. They are also licensed in Arkansas, Illinois, Kansas, Louisiana, Mississippi, Nevada, New Mexico, Ohio, Oklahoma, Pennsylvania, Tennessee, West Virginia, and Wisconsin.


Auto Insurance Products


Car Insurance Policies from AssuranceAmerica are specifically designed for the non-standard market. Therefore, if you have trouble getting covered at a reasonable cost by most insurers due to past traffic offenses, bad credit, SR 22, or FR 44 in Florida, AssuranceAmerica’s products should help immensely! is Florida’s most informed non-standard auto insurance agency. We have specialized in insuring hard-to-cover drivers since our inception. Adding more non-standard carriers, and training our already expert team of agents on each of these products is our gift to you!

So, what types of policies are available through AssuranceAmerica in Florida? Take a look at the insider’s guide for Auto Insurance Agents for a better idea:





Underwriting & Service Information for Assurance America Policies


Billing Dates & Policies

Note: AssuranceAmerica’s online portal only works on Internet Explorer and requires that you download Microsoft Silverlight.


First Installment

The first payment for your AssuranceAmerica auto policy is due 30 days after the effective date.


Late Payments

A $10 late fee applies immediately for payments submitted after the deadline.


Grace Period

Grace periods are equity-based. Your time frame could be one day or up to 10.


Vehicle Photos Required


Vehicle photos are required for any policy with Comprehensive and Collision – 4 vehicle pictures required PRIOR TO BINDING.



If your policy should lapse for nonpayment of premium, there is a $15 Reinstatement Fee to activate coverage.


Please allow 30 days to process regular auto reinstatements.


Those with SR22 policies can expect a 7 day time frame to reinstate coverage.

Submitting Proof of Prior Coverage


POP and HO Discount proof MAY BE Required within 3 days of binding to keep Discount.

After 3-5 days of waiting, an additional premium is added and the policy will go to pending cancellation status.

NOTE: Once proof of prior insurance is uploaded, the underwriting program corrects it on the spot.

AssuranceAmerica and InsureMax will accept your old insurance ID cards as valid proof of prior insurance.


Valid documentation must be uploaded to the policy within 3 days after the inception date. If valid documentation is not received, the prior coverage discount will be removed.


Exclusions ARE allowed on policies with Liability Only.


Get the right auto insurance for your budget, driving history, and vehicle now.

Call an agent at 888.307.1907. Quote and purchase coverage directly at