Company Overview

GAINSCO, Inc. is a property and casualty holding company offering Auto Insurance products, mostly catering to nonstandard customers. GAINSCO offers minimum-limits personal auto insurance policies and is committed to offering excellent service, affordable prices, efficient claims handling, and coverage options that are flexible and simple to customize based on your needs.

The company was founded in 1978 as a Texas corporation, and is headquartered in Dallas. They also have a regional branch in Miami, nice and close by to our South Florida offices!

GAINSCO’s insurance company subsidiary is MGA Insurance Company, which offers car insurance coverage under GAINSCO branding. It is a licensed and admitted insurer in multiple states. The company is rated B++ (Good) by A.M. Best. (Could be better, and could be worse.) A history of financial reports can be reviewed on the company website.

Another key part of the GAINSCO shtick is its support of and involvement in auto racing. GAINSCO Auto Insurance is a proud primary sponsor of GAINSCO/Bob Stallings Racing. The Red Dragon Daytona Prototype was driven to the 2007 and 2009 GRAND-AM Rolex Sports Car Series Championships. The No. 99 car is a key branding icon and corporate rallying point for the company and its agent partners. If you’re interested, more details about GAINSCO Racing, its team and sponsorship information are located at GAINSCOracing.com.

Important Customer Information

Service Your Auto Insurance Policy Online

Register Your GAINSCO Policy Online

Contact Member Services

Phone Numbers

Claims: 866-424-6726

Customer Service: 866-424-6726

Customer Service is available Monday – Friday

8am-8pm Central Time.

Mailing Address

GAINSCO, Inc.

P.O. Box 199023

Dallas, Texas 75219-9023

Home Office & Administration:

3333 Lee Parkway, Suite 1200

Dallas, TX 75219-5134

Pay Your GAINSCO Premium

Pay Your Bill Online 24/7

Pay by Phone: 866-424-6726

Pay through your FLINSCO.com GAINSCO Agent

Mail a Payment:

P.O. Box 199023

Dallas, Texas 75219-9023

Underwriting & Service Information for GAINSCO Policies

Billing Dates & Policies

First Installment

The First Installment is 30 days after the Policy Effective Date.

GAINSCO Policy Payment Options

Click here to make an instant payment online 24×7 using your credit/debit card.

Call the carrier at 866-GAINSCO and make a payment by phone via your checking account or credit/debit card.
There is not a charge for checking account payments; transaction fee applies to credit/debit card payments only.

Return your monthly invoice with check or money order.

To set up automated payments, call 866-GAINSCO to get started. Or complete the payment form on your monthly statement and send it in with your payment.

Visit your local GAINSCO Agent – FLINSCO.com – at one of our offices.