United Property & Casualty Insurance


FLINSCO.com is Your All-in-One Insurance Resource.



Local: 954.519.3443 • Toll Free: 888.307.1907


Email: info@flinsco.com


FLINSCO.com is a Licensed UPC Insurance Agency.


We offer UPC insurance quotes throughout Florida and Georgia.


Company Overview


United Property and Casualty Company was founded in 1999, and is the 18th largest home insurance writer in the country. Licensed in 18 states and writing in 12, United Property and Casualty holds a Financial Stability Rating of “A” or Exceptional from Demotech.


The company has $520 million of equity capital, and has paid $3.3 billion in total claims from multiple severe hurricanes, tropical storms, and routine events. Its reinsurance program includes more than $3 billion, making UPC one of the largest reinsurers in the country.


UPC wants to make it simple for agents and policyholders alike to get covered and stay safe. Online access to customer service, claims reporting, and policy information allows customers the fast track to policy maintenance they need to keep coverage up and running.


In addition to accommodating its agents and clients, UPC stresses the importance of giving back to the community, and is a supporter of Habitat for Humanity.


With more than 20 years in business, UPC values integrity, upholds its financial stability, only sells products that we would buy for ourselves, and makes pricing affordable within reason. UPC always aims to be competitive, yet not at the price of compromised safety or ineffective claims handling.


UPC customers benefit from ease of access to policy information, with an online portal that allows you to handle billing, claims, and electronically view or print policy documents. UPC’s service department offers phone assistance, with knowledgeable and friendly representatives to help you find what you’re looking for or make changes.


UPC Insurance Products


Homeowners Insurance


Offering dwelling, personal property coverage, loss of use, and liability, UPC has a selection of options to help you keep your home and belongings safe. Customize your coverage to make sure all your property is protected in the event of destruction, damage, or loss.


In addition to a standard homeowners insurance plan, enhancements are available to add to your policy, including Personal Property, which will cover furniture, electronics, clothing, and any other valuable items you want to cover. Appraising items before you purchase coverage is advisable in order to know how much protection you need.


Home Systems Protection


Home Systems Protection is an available option for homeowners in Florida and Georgia. This policy covers heating, cooling, electric, and other utilities and equipment in the event of a break down. Estimated at an average of $6,000 in repair costs, having coverage for home systems is beneficial.


The Home Systems Protection Endorsement from UPC assists with covering items such as:


Chair Lifts and Elevators

Computer Equipment


Laundry Washers and Dryers

Electrical Panels

Garage Doors

Heating and A/C Systems

Security Systems

Microwaves and Ovens

Water Heaters

Well Water Pumps

Surround Sound Speakers

Televisions and other entertainment gear

Pool, Spa and Exercise Equipment

Emergency Generators

Lighting and home environment monitoring



Service Line Coverage


Service Line Coverage is also a wise decision if any of your underground utilities like gas, water, power, and cable go awry. This policy will help you repair or replace a part or unit when damages arise.


Service Line Coverage will also assist with excavation costs, outdoor property, expediting expenses, loss of use, and additional living costs and rental value. Especially to help you save on expenses related to maintenance and repair of outdoor sewer, water, and utilities, Service Line Coverage from UPC is vital.


UPC covers the following service lines:


Communications, Data, Internet



Ground Loop (Geothermal)

Water, Well Water, Waste

Gas, Propane

Compressed Air

Electric Power


Important Customer Information


Service Your Insurance Policy Online


Florida Policyholder Information




Contact UPC Member Services


Phone Numbers

Claims: 888.256.3378


Customer Service: 800.295.8016


Pay Your UPC Premium


Pay Your Bill Online 24/7


Pay by Phone: 800-295-8016


Mail a Payment:


Standard Payment Mailing Addresses:


UPC Insurance
P.O. Box 31588
Tampa, FL 33631-3588


Family Security Insurance Company
P.O. Box 31393
Suite 100
Tampa, FL 33631-3393


Overnight Payment Mailing Addresses:


UPC Insurance
Attn: Accounting Department
100 Paramount Dr., Suite 100
Sarasota, FL 34232


Family Security Insurance Company
Attn: Accounting Department
100 Paramount Dr., Suite 100
Sarasota, FL 34232



Have additional questions about UPC Insurance products?


Call FLINSCO.com


Local: 954.519.3443 • Toll Free: 888.307.1907